Monthly disbursements
₹ crore by product. Pick a month to inspect it.
Home and personal loan book
Portfolio dashboard
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Product
Region
DPD distribution
Principal outstanding by days past due
Vintage curves
Loans ever 30+ days past due, by half-year cohort. Each curve stops at the last month on book its whole cohort has reached.
Vintages are tracked by product only, so the region filter doesn't apply here.
Branch leaderboard
Ranked by overall collection efficiency
The branch mart covers all products, so the product filter doesn't apply here.
| # | Branch | POS ₹ Cr | Coll. eff. | PAR 30+ |
|---|
Lineage and provenance
About this data
Every number on this site comes from a real run of the LendLake pipeline on synthetic data. Nothing is typed in by hand.
Pipeline run
Synthetic, on purpose
Files behind this page
| File | Built from | Rows |
|---|
Metric definitions
- Principal outstanding (POS)
- Disbursed amount minus principal repaid, on every open loan at month end.
- PAR 30+ and GNPA (90+)
- Share of POS on loans more than 30 or 90 days past due. DPD counts from the oldest instalment not fully paid by month end.
- Collection efficiency
- The KPI tile uses EMIs collected by month end over EMIs due that month. The leaderboard's overall figure adds arrears collected to the top and opening overdue to the bottom.
- Vintage, ever 30+
- Share of a cohort's loans that have been more than 30 days past due at least once by a given month on book.